Proper handling of money is of great importance if we want to achieve financial well-being and wealth. One of the factors that will help us do this is the love of money. Of course, it should be within reason.
Money is an eternal subject of debate, and all people have different attitudes towards it. Some people despise them, others treat them with indifference, while others, on the contrary, have a love of money that reaches the point of fanaticism. How to treat money correctly so that it is present in the required quantity, and at the same time not become like Koschey “who wasted away over gold”?
Parable
There is such a parable: in one village, which is located at the foot of the mountain, only two people live. The gods live at the top of the mountain. One of them is the god of money. So, one person treats money carefully and protects it. If a bill is torn, he will carefully seal it so that it does not deteriorate. This person loves to count money, he spends it with pleasure if necessary.
But the second person, if he received the money, puts it in his pocket without counting it. If a bill is torn, he throws it away: everything is completely ruined. If he wants to impress a girl, he can light a cigarette with a large bill. Question: Who, as the god of money, would you trust with money? That's right, the first person who loves money, who cares about what belongs to him.
So, if we use money carefully, then even the gods will be on our side!
Large bills
Agree, spending five thousand rubles at once with one banknote is more difficult than spending one hundred rubles. And therefore the next law is that money must be kept in large denominations. Conduct an experiment: take banknotes of different denominations, for example, 100 rubles and 1000. If you want, take dollars or euros. Which banknote do you like best? Which one do you want to save? Yes, and one more thing - never save for a rainy day! It’s better to save for something pleasant - a purchase, a trip, training or something else.
Rich people keep their savings in large banknotes. This, as it were, affirms wealth and prosperity, gives a feeling of monetary stability, confidence, and a reliable rear. If you don’t immediately have banknotes of high denomination, it doesn’t matter. You can accumulate at least ten rubles. The main thing is not to forget to regularly update them in your “piggy bank” for larger bills. If you saved 100 rubles each and saved up 1000 rubles, replace ten 100 ruble bills. for one 1000 rub. In this way, a large amount will gradually accumulate.
Caring about money
I once heard the following story: a woman bought a wallet so that her money would be convenient! Imagine the depth of thoughts! Now imagine that we are money, and we observe the following situation. Two women enter the store, they both buy the same wallets. One of them buys it because the old one is torn, and she is ashamed to appear in society with it. And the other one buys it in order to make it more convenient for her money. Which wallet would you like to get into? That's right, the one you bought for money, and not for yourself; to one where they will show love for money.
Our past
According to Honda, almost everyone has lingering “money wounds.” Many suffered because of money as children. For example, I had to say goodbye to dancing or football because my parents said they couldn’t pay for the classes. They simply could not afford such expenses, but the ban still resonates with pain.
Almost everyone who has experienced such disappointments probably remembers that the family was indeed limited in funds. But if we don’t admit this, the “early experience” will continue to haunt us 20 years later. Let's say our parents couldn't buy fashionable things that other children were wearing, and therefore we developed an inferiority complex. We may have heard arguments about money and blamed ourselves for it. Try to think back to difficult financial situations and discover money wounds that still haunt you.
Everyone needs money and is important to everyone.
Only a fool can deny the need for “russling pieces of paper.” Our world is material, and money is a unique invention of humanity, a kind of commodity that is exchanged for services, treatment, food, clothing and other things. Even a small child who cannot speak yet understands perfectly well that a coin can buy a treat or a toy. Labor is valued in banknotes, so why is there such a stereotype that you can’t love money?
There is nothing wrong with a person appreciating and loving the result of his labors.
It is a very common opinion that all troubles come from the love of finances, their abundance is pure evil. This is usually the opinion of those who treat money with visible contempt, and whose finances sing plaintive romances. Such a bizarre psychology does not prevent them from passionately lust for more of this evil. But other than making wishes with money, they can’t do anything. For the most part, such people, due to their laziness, cannot earn the required amount of “despicable metal.” And repeating the hackneyed phrase that money is evil, they are engaged in self-justification.
Accounting
Money is not only bills, but also numbers. They love accounting very much, one might say that it is simply necessary. For a poor person, money is something abstract. How often do you hear: “I want a lot of money.” How much is this a lot? Specifically in numbers? And when? Now or in a year? And for what?
Wake up a rich man at night and he will answer all these questions. He clearly knows his goals, and his desires are calculated and written down. Precisely recorded! It is very important. Carrying out such calculations in your head is ineffective. A person who decides to give up poverty is simply obliged to keep a financial diary, where he will have his expenses and income for each month.
And he must also have a clear plan from a week to 1-5 years, and maybe more. It's convenient for anyone. And in this plan, specific desires and goals, their cost and deadline for receipt will be clearly indicated. This is what will serve as an excellent incentive when some life obstacles arise. Accounting will help you clearly see where money comes from and where it goes. Optimizes this process. The clearer a person sees his financial picture, the easier it is to eliminate unnecessary spending and preserve assets and start accumulating.
Covetousness ─ obsession with money
The greatest danger for a person is obsession, the passion for money. Such people do not need finance to realize their deepest desires: the meaning of life becomes the desire to get as many banknotes as possible. All thoughts of such a person are connected only with preserving and increasing capital, and this is the only thing he spends his time on. As one Frenchman said: for a smart person, money is a means to an end, but for a fool, money is the goal.
If anyone watched the film “Other People’s Money,” they probably remember the main character ─ the capitalist, brilliantly played by Danny DeVito. The tape begins with the phrase: “I love money, and I love it more than what it can buy. In this life I only recognize 3 things: donuts, dogs and money. But I love money most of all, I just adore it! They don't make you fat and they don't shit on the floor. But I love other people’s money even more!”
What is the essence of a healthy relationship with money?
“Financial health is having a conscious, intentional relationship with money that is fulfilling and not too stressful,” financial psychologist Brad Klontz tells What It Means to Have a Healthy Relationship with Money.
It includes the understanding that funds will be needed not only now, but also in the future. And also the ability to distinguish between what you really need and what you just want. You have a healthy relationship with money if you:
- You spend money based on your inner values.
- Have little or no debt.
- Save to achieve your goals.
- Have a financial airbag or insurance for unforeseen events.
Accordingly, if you spend a lot on nonsense, constantly owe someone, and don’t save for important goals and for a rainy day, your relationship with money cannot be called healthy.
Is the love of money a sin or not?
The Bible says that the love of money is a sin. And psychologists say that you need to love money. Who to believe? I think the Bible.
Let's look at a simple example. The Bible says that a person should love: the sun, the moon, the stars, the earth, the flora and fauna, man, his parents, his children, his home, even his enemy.
So, if we love money less than all this, then we will have little of it.
And if we love money most of all, then will we have money? Most likely they will, but then we will have problems with our mother, and with our homeland, and with everything alive. Therefore, you cannot love money more than anything in the world, but you cannot not love it at all. We need to love money just as we love and value everything else, and then we will have not only money, but the whole world. The main reason why people don't have money is because they don't like it. But people are not to blame for this, because no one told them about this, no one taught them. Let's learn to love and value money no more and no less than anything else, and then we will definitely have it!
Positive
Many will say: “Well, here’s a crisis on top of a crisis, but they also make me smile!” Where is the money? The answer is simple. Money loves not only silence, but also positive calm and confidence. If you want, the joy of communicating with them. When a person experiences negative emotions when touching the topic of money, it will not bring anything good. Money is energy. Whether you believe it or not, it is true. It's like faith. No one has seen God, but everyone believes in him. So it is here. You just need to accept it as a fact and work in accordance with the recommendations. Or not to accept and remain with your own - poor. Everyone is free to choose.
So, money is energy, subtle and very powerful. It must be handled patiently, skillfully and with respect. Money loves positivity. Never talk about debts, loans or other financial difficulties. Hang out with successful people. It is their positivity that will help you stay in good shape during life’s inevitable problems. Learn to always be, if not in excellent, then in high spirits. Spend and earn money happily, regardless of the amount. Most rich people adhere to a simple but important law - they know for sure that everything is good, and it will be even better. It is in this mood that money is made.
A method for transforming negative beliefs about money into positive ones
Many of you are already wondering how to change your attitude towards money, how to turn negative beliefs into positive ones. You probably know that many things related to your thoughts, worldview, or memory need to be written down on paper.
Firstly, it is a visual visualization of your thoughts and their transformations. So you see them with your own eyes and observe their changes. They do not remain vague and ephemeral in your mind.
Secondly, this is elementary muscle memory, so they really become better established.
So, you need to write down everything you think about money. That's all. Of course, it will be difficult to do this right away. This is not a very pleasant process and requires effort. Take a few days to do this, during which you write down absolutely every thought you have when you think about money. You will write down all the fears and negative thoughts about money and wealth. The main thing is not to deceive yourself or suppress any of them. Write even those that you may consider absurd. It is important to record the very first opinion. Relax and let your thoughts flow freely. This way you will know what you really think about it.
From everything written, we choose fears and negative thoughts.
These can be both beliefs from childhood and passed on from parents, as well as conclusions formed already at a conscious age. There should be several dozen of them, about 40. If there are fewer of them, then you are either deceiving yourself, or you already have a positive opinion and have achieved some success. Speaking of which, even more or less wealthy people should use this practice, since as wealth increases, needs and, naturally, beliefs change, so it’s worth checking your thoughts about money regularly.
So you've written down all your bad thoughts about money. You should not try to somehow explain or hide them, forget about it. It is in your best interest to work through them. Instead, you simply begin to correct all the bad things for the good, rephrase all these sentences, convincing yourself that you are right and instilling in yourself a new truth.
Write down the revised thoughts on another piece of paper and repeat to yourself that what you originally wrote is not true and does not correspond to reality at all. But new beliefs are the truth, it’s about you.
The piece of paper with old, negative phrases should be burned. This way you will truly get rid of your money fears and negative attitudes. They will disappear. When you burn a leaf, remember the safety rules! It is better to repeat and reinforce new thoughts regularly.
Here's how to change some negative beliefs about money.
- “I don’t have money” - “I have money and it’s enough for me to live”;
- “I will never get rich” - “My goal is to make money and I will achieve it”;
- “They are rich and spend money easily, we can’t do that” - “We can buy whatever we want and earn even more”;
- “Only people from the news or movies earn a lot” - “Those who want to earn a lot, and I am among them”;
- “I am from a poor family” - “I am from a good family, and I will become even richer”;
- “No one in our family earned a lot of money” - “I make money in our family!”;
- “I don’t have money for good things and equipment” - “I have good things. If I want even better, I can afford it”;
- “Big money can be earned only by deception or hard work” - “Many people earn good money honestly, and I am among them”;
- “Big money only brings problems” – “Big money brings success, and I will achieve it”;
- “I am unhappy because I am poor” - “I love my life and am always ready to make it even better.”
How to make any dream come true in 30 days?
Maria Samarina Founder of the largest online school of mindfulness “Potok”
A poor man is not one who does not have a penny in his pocket, but one who has no dreams.
Socrates
What is your true dream?
- Do you want to live an amazing life?
- Do you dream of increasing your wealth?
- Find a new sincere relationship?
- Improve existing relationships?
- Realize the purpose?
Everything is possible! At my school, more than 100,000 people have already fulfilled their greatest dreams.
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